Mortgage rates dropped at a modest pace for the 3rd straight day on Thursday. This brings them back in line with levels seen at the end of last week.
View current mortgage interest rates and recent rate trends. Compare fixed and adjustable rates today and lock in your rate. See rates from our weekly national survey of CDs, mortgages, home.
Is 4.5 A Good Mortgage Rate Mortgage rates have hit an all-time low, with 30-year fixed rate home. ago at 4.5 % for a 15 year mortgage who just refinanced again last week at 3.75%. No closing with that good of a rate would be an extremely good deal.
The housing market is getting a much-needed lift from plunging long-term interest rates. But low rates may only be a temporary and artificial boost to the housing market. As recession concerns.
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Even though the official interest rate is 1.5 per cent and the average actual mortgage rate is under 4 per cent, when you go for a loan they assess your capacity to repay at a much higher rate – 7.25 per cent. It’s supposed to ensure a buffer in case interest rates rise and it limits how much people can borrow.